PMS

Portfolio Management Services
for High-Conviction Investing

Focused portfolios managed with a disciplined investment approach for investors seeking differentiated equity exposure.

Request a PMS portfolio review

Our wealth team will connect for a suitability-aware discussion around existing holdings, concentration, liquidity needs, mandate fit, and disclosure visibility.

Why PMS

Equity exposure needs more than a stock list.

PMS can help serious investors access managed equity strategies. We help you evaluate which PMS fits your portfolio.

01

Distinct Portfolio Strategies

02

Direct Ownership & Portfolio Visibility

03

Active Management With A Defined Mandate

04

Ongoing Portfolio Oversight

05

Tax Efficiency Considerations

06

High-Conviction Portfolio Construction

Why Choice Wealth

We review the portfolio before the PMS strategy.

PMS allocation deserves context. We bring portfolio view, product access, risk awareness and review discipline.

Structured wealth conversation

Your risk, liquidity, horizon and existing holdings come first.

Strategy-fit thinking

We help evaluate whether a PMS style fits the role your portfolio needs.

Manager-process review

Manager philosophy, portfolio construction and risk approach are part of the discussion.

Overlap check

PMS should add structure, not duplicate your mutual funds, direct equity or other holdings.

Review rhythm

Managed portfolios need monitoring across cycles, not one-time entry.

PMS basics

What is PortfolioManagement Services?

PMS is a managed portfolio route for eligible investors who want professional portfolio construction, defined strategy exposure and ongoing review discipline. PMS is not a shortcut to performance. It is a structured equity allocation decision.

Generally starts at Rs. 50 lakh.Built for high-value investors.Focused on managed portfolio strategies.
Investor fit

PMS is not for every equity investor.

The right PMS conversation depends on portfolio size, equity exposure, risk appetite, time horizon, tax context and existing holdings.

Portfolio role

PMS should be a managed equity layer. Not the whole portfolio.

Three engines. One portfolio.

01
The foundation

Stability

The foundation built through mutual funds, debt investments and liquidity.

02
The growth engine

Conviction

The growth engine powered by Portfolio Management Services through focused equity investing.

03
The specialist layer

Differentiation

The specialist allocation created through alternative investment funds and private markets.

The framework

Nine checks before a PMS strategy becomes meaningful.

We align the strategy through your portfolio context, not in isolation.

Know your suitability

PMS is not better than every equity route. It is different.

Each route solves a different portfolio need. The right answer depends on your capital, risk appetite, control preference and objective.

01

Mutual Funds

Better understood as

Diversified pooled market access

Suitable for

Broad participation, liquidity and disciplined investing

Learn More: Mutual Funds
02

PMS

Better understood as

Managed direct-equity portfolio route

Suitable for

High-value investors seeking structured equity exposure and manager-led portfolio construction

03

AIF

Better understood as

Specialist pooled alternative strategy

Suitable for

Sophisticated investors seeking access beyond traditional listed equity and debt

Learn More: AIF
04

Direct Equity

Better understood as

Self-managed stock ownership

Suitable for

Investors with time, research ability and risk discipline

Before you allocate

The questions matter as much as the strategy.

A strong PMS decision starts with sharper questions.

  • 01

    What role will this PMS play in my portfolio?

  • 02

    Is this core equity, satellite equity or tactical exposure?

  • 03

    Does this overlap with my mutual funds or direct stocks?

Contact for PMS

Because peace of mind is
the finest return.

FAQs

Questions investors ask
before considering PMS.

Scroll through, each answer opens on its own as you move down the list.

01What is PMS?

Portfolio Management Services is a managed portfolio route for eligible investors. It gives access to defined investment strategies, usually with professional portfolio construction and reporting.

02Who can invest in PMS?

PMS is generally meant for high-value investors who meet the minimum investment and documentation requirements. Eligibility and terms depend on regulations and the PMS provider.

03What is the minimum investment for PMS?

The standard minimum investment is generally Rs. 50 lakh, subject to applicable regulations and provider terms. Strategy-level requirements may vary.

04How is PMS different from mutual funds?

Mutual funds are pooled products with broad participation. PMS is typically a managed portfolio route for eligible investors and may involve more focused strategies, different fee structures and different tax treatment.

05How is PMS different from AIF?

PMS usually focuses on managed portfolio strategies, often in listed securities. AIFs are pooled alternative investment vehicles and may cover private markets, credit, long-short or other specialist strategies.

06Is PMS better than direct equity?

Not automatically. PMS may help investors who want manager-led portfolio construction, but it still carries market, concentration, manager and fee risks. Direct equity requires time, research and discipline from the investor.

07Is PMS risky?

Yes. PMS is market-linked and can carry concentration, liquidity, style, manager, fee and tax risks. Capital loss is possible.

08What fees are charged in PMS?

Fees can include management fees, performance fees, brokerage, custody, operating expenses and other charges depending on the agreement. Review the documents before investing.

09How is PMS taxed?

Tax treatment depends on the portfolio, transactions, holding period and investor status. Investors should review tax implications with qualified tax professionals.

10Can NRIs invest in PMS?

NRIs may be able to invest subject to eligibility, documentation, FEMA, account type and provider terms. This should be reviewed in an RM-led discussion.